Refinance for the better

A revolution in personal finance. We don't just provide loans. We give you the tools you need to get more out of your money in order to achieve financial freedom. Why pay a high rate on credit cards and store cards when you could refinance and free up cash instead?

"QuidCycle: An innovation to Watch"

Jonathan Moules - The Financial Times

"An interesting idea looking to help people clear debt and educating them in the process"

Andrew Hagger - The Independent

"...help clients stick to a debt consolidation programme"

Iona Bain - FT Advisor

"QuidCycle: An innovation to Watch"

Jonathan Moules - The Financial Times

"An interesting idea looking to help people clear debt and educating them in the process"

Andrew Hagger - The Independent

"...help clients stick to a debt consolidation programme"

Iona Bain - FT Advisor

"QuidCycle: An innovation to Watch"

Jonathan Moules - The Financial Times

"An interesting idea looking to help people clear debt and educating them in the process"

Andrew Hagger - The Independent

"...help clients stick to a debt consolidation programme"

Iona Bain - FT Advisor

How much could you save in interest?

Select the credit lines that apply to you and find out how refinancing with QuidCycle could help you start investing sooner

Interest Paid
Years
Select the number of each credit you have:
Personal loan
£4,593 @ 18.4% APR
-
+
1
Credit / Store Card
£2,491 @ 23.5% APR
-
+
2
Car finance
£6,094 @ 16.5% APR
-
+
1
* Typical APR's are based on QuidCycle customer submitted data up until November 2015.
 
With QuidCycle* you could pay this off
3.8 years earlier, saving £13,957 in interest

* Assuming effective APR of 6.9% with QuidCycle over 60 months. The rate you are offered will depend on your individual circumstances.
Start Your Journey To Financial Success. Apply Today

(Get a free no obligation quote with no impact on your credit score)

The benefits of refinancing with QuidCycle

Secure and easy to use platform

Secure online platform built with you in mind for simple access

Bonus incentives

Reward for staying the course on the route to financial freedom

Renewed confidence

Understand financial concepts and gain confidence in making personal finance decisions

Financial tools

Learn how money works and how you can get money working for you

Secure and easy to use platform

Secure online platform built with you in mind for simple access

Bonus incentives

Reward for staying the course on the route to financial freedom

Renewed confidence

Understand financial concepts and gain confidence in making personal finance decisions

Financial tools and coaching

Learn how money works and how you can get money working for you

Secure and easy to use platform

Secure online platform built with you in mind for simple access

Bonus incentives

Reward for staying the course on the route to financial freedom

Frequently asked questions

What is peer-to-peer lending?

Peer-to-peer and peer-to-business are relatively new concepts in the field of lending and borrowing. Classically individuals (or businesses) would save their money in a bank, and the bank would then lend that money to other individuals or businesses. P2P removes the bank from this process. This process can also be referred to as social lending or crowdfunding.

Who can invest through QuidCycle?

You need to be over 21 years old, a UK Resident and have a UK bank account. You can also invest as a limited company, charity, partnership, sole trader or local government. As long as investing money does not form part of your business activities, then you can invest with us.

Is there a minimum or maximum amount that I can invest on the platform?

For both FlexInvest and SwiftInvest, we require a minimum of £500 on initial deposit. For RegularInvest, you can start investing with a minimum of £100 monthly. You can top up your existing offers with a minimum of £100 for FlexInvest. 

Loan Amount £3,700

Loan Term 3 Yrs

Start your account by choosing how you would like to invest below

Note: This is where the majority of your income comes from.
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  • Include at least one number
  • Include at least one symbol
  • Be at least 8 characters

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