Your credit rating affects far more than you think. It doesn’t just dictate your ability to obtain a loan or credit card. It also affects some major financial areas, such as mortgage application, utility contract and mobile contract.
Winter is finally over, the clocks have officially gone forward and summer is creeping up on us, with some warmer days on the horizon. I don’t know about you, but the team here at QuidCycle are looking forward to those summer holidays and finally getting a chance to have that well deserved break. The only hindrance can be the cost, however, we believe that you can have a good holiday whilst still remaining within your budget and not using credit. We have done some research just for you to make that holiday more affordable:
Here at QuidCycle headquarters, we welcome the news that from mid-July, Google is planning to ban any pay-day loan adverts. However, we do wonder whether this will be enough of a deterrent for those in financial dire straits who see this kind of borrowing as a viable option. Even though, long term, this kind of borrowing becomes a noose around the necks for many because of the high levels of interest having to be repaid, many see this as a plaster to wound, rather than looking for long term solution to a growing problem within the UK.
Here at QuidCycle we love a good April Fool’s Day hoax. Whether it’s taking a colleague in with a spoof Facebook or Twitter video, an almost believable newspaper headline, or something more practical like a whoopee cushion on a chair, it’s great fun winding each other up and seeing who can be taken in.