Our financial education programmes are available for those who choose our Refinance Plus product. They take place online, and aim to show the user tips and tricks on how to work with money, and how to make money work for them.
Frequently asked questions
Whatever your question, we’re here to help. If it is something we are regularly asked, it may listed here. To get started search below, or jump to a category
QuidCycle is an ethical financial services company that helps the UK’s middle-income families and individuals achieve financial success. Through our commitment to increasing consumer confidence in the financial services sector, increasing knowledge of how money works and how they can make money work for them, and increasing results for all, we deliver success that is beneficial for everybody. Investors get healthy returns and borrowers get lower rates, discover financial freedom and then move to a position of financial security.
If a borrower were to miss a payment, cash available in the QuidCycle Provision Fund would be used to reimburse you of any missed interest and principal. QuidCycle works with the borrower on your behalf to understand why payments have been missed and to ensure that all efforts are made to return the loan to a fully paid status.
The incentive based system has benefits for both investors and borrowers. As the incentive-based system forms part of our on-going partnership with our borrowers, it encourages them to keep up with their payments so that our investors can receive the expected returns on their funds in full and on time.