What do you mean by ‘mutually beneficial’ products and services?
We provide a platform of helpful products and financial education for both borrowers and investors to help each other to better financially. For those struggling to achieve financial success, who feel their minimum payments will last forever, and have responsibly tried to pay them off, we offer a reasonable rate to help repay faster. For those struggling to see their nest egg grow we provide a higher rate of return than traditional savings products and have put provisions in place to minimise risk for our investors. See Understanding the risks and Regulation and Governance for further detail about our provision fund, strong credit underwriting and our current default rate.