The investor timeline

Meet Quincie! he’s just like you and me, making his way through the highs, lows, and in-betweens of life.

Cash

£5,000

0.75%

Quincy has £5k in the bank...

But the bank is only giving him .75% interest on his hard earned savings. This means that they grow more slowly than he'd like.

 

Cash

£5,000

0.75%

And he’s saving £50 monthly

Quincy is a diligent chap and he’s making his £50 payments monthly hoping to grow his nest-egg.

 
 

Cash

£7,050

0.75%

Quincy goes on holiday

And relax. Quincy has 2 weeks glorious weeks in the sunshine, which is good for the soul... but not so good for his savings. He’s almost back to square one.

 
 

Cash

£5,300

0.75%

Quincy meets QuidCycle

Then, when Quincy meets QuidCycle, he feels everything might be about to change after a few savvy hints and tips.

 
 

Cash

£5,300

0.75%

Quincy transfers his £5k lump-sum to QuidCycle

Quincy decides to transfer his £5k from the bank and turn it into an investment with QuidCycle at a higher rate.

Quincy should be aware that every investment carries risk and that its capital is not covered by the FSCS.

 

Cash

£5,300

6.1%

Quincy increases to £100 investments

As with his bank savings account, Quincy makes his £100 investments. He enjoys watching his money grow. Quincy feels proud that his investment is having an ethical impact on the UK.

 

Cash

£5,300 / £100

6.1% / 3.9%

Quincy can now afford £200 monthly payments

Quincy finds he is now in a better financial position and decides to increase his monthly investment, making his money work harder.

 

Cash

£5,300 / £300

6.1% / 3.9%

Quincy learns how to make the most of his finances

As well as increasing his monthly investments Quincy also hits the books (metaphorically). QuidCycle have a wealth of content online designed to help investors make the most of their money.

 
 

Cash

£5,300 / £500

6.1% / 3.9%

Quincy’s investment reaches more and more borrowers

The really great thing about investing with QuidCycle is that as well as getting a better rate of return he also helps people into financial freedom. As his money grows, so does his influence.

 

Cash

£5,300 / £700

6.1% / 3.9%

Quincy gets a 2k Christmas bonus

Now that’s better than a mince pie or an elf hat. Quincy gets a bonus from his employer for all his hard work this year. Well done Quincy.

 
 

Cash

£5,300 / £900

6.1% / 3.9%

Which he reinvests with QuidCycle at 6.1%

This means he starts earning interest on this new lump-sum. Quincy is turning into quite the savvy investor, isn’t he?

Quincy should be aware that every investment carries risk and that its capital is not covered by the FSCS.

 
 
 
 
 
 

Cash

£7,300 / £1,100

6.1% / 3.9%

 

 

Quincy continues to invest with QuidCycle getting a better rate whilst helping others.

Quincy should be aware that every investment carries risk and that its capital is not covered by the FSCS

 

 

Looking to invest?

6.1%
Return

Tired of paltry interest rates? With QuidCycle you can beat the banks and help others while you're at it.

 

Learn more

Every investment carries risk. Your capital is not protected by the Financial Services Compensation Scheme (FSCS). Find out more on our Understanding risks page.

Loan Amount £3,700

Loan Term 3 Yrs

Start your account by choosing how you would like to invest below

Note: This is where the majority of your income comes from.
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